Disclaimer

We aim to provide simple, honest and actionable analysis

For that reason, we want to bring some important facts to your attention:

Advice personalization

First, our analysis is generic and does not constitute a personalized recommendation.

MonkStreet is not a financial advisor or an investment broker. Our content, analysis and recommendations, both free and paid, are opinion articles published through our website and app, a mass media platform, with informational and educational purposes only.

Since we do not know your personal situation, the information provided is not, in any case, a personalized recommendation, advice, or an invitation to subscribe, buy or sell financial instruments or to perform any other transaction.

Our content may not be suitable for you. It is your responsibility to analyze the suitability of the ideas presented according to your personal circumstances.

We are not regulated by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Spanish Comisión Nacional del Mercado de Valores (CNMV) or other securities regulators. If you require personalized investment advice, we recommend consulting with a licensed financial advisor who is obligated to consider your individual financial circumstances, investment objectives, and risk tolerance.

Analysis accuracy

Second, there is no infallible analysis tool, and MonkStreet is no exception.

We are not fortune tellers or magicians. We can only make educated guesses about future performance based on the objective information we have. And sometimes, the information we have is not enough. For multiple reasons.

On one hand, there are qualitative elements that are impossible to evaluate through numeric analysis. On the other, there are unpredictable events that might have a big impact on future performance.

So, while we do our best to predict how likely a stock is to beat the market, we can’t be correct all the time. Any investment in the financial markets is subject to risks, including high volatility, the absence of profitability, and partial or total loss of the principal invested. Run away from anyone telling you otherwise.

Wherever you see any references to past performance, please remember that, while past performance can provide useful insights, it’s no guarantee for future results.

Data accuracy

Third, while we do our best to keep our analysis accurate and up-to-date, we may get the numbers wrong sometimes.

Analyzing the fundamentals of thousands of companies everyday is a challenge of colossal dimensions. Our information and analysis are based on sources and methods that we believe to be reliable, but they may contain errors or omissions and we cannot warrant or guarantee their accuracy, completeness, timeliness, or reliability.

For that reason, you should contrast any information before acting. Don’t use our service, or any other for that matter, as the sole basis for your investment decisions.

Hypothetical Performance Limitations

The MonkScore® system and any backtesting results presented are hypothetical performance results prepared with the benefit of hindsight. These hypothetical trading records cannot completely account for the impact of financial risk in actual trading, such as the ability to withstand losses and numerous other factors that can adversely affect actual trading results.

Our backtesting does not represent actual trading and may not reflect the impact that material economic and market factors might have had on our decision-making if we were actually managing client money. It's important to understand that different clients may experience different results, and the performance shown does not account for transaction costs, taxes, or other fees that would reduce returns.

Conflict of interests

As investors, we may have vested interests in some of the stocks we analyze. To avoid bias, we never make company level adjustments to our scoring methodology. We believe that this would compromise the objectivity and accuracy of our analysis.

We occasionally post qualitative analyses on MonkStreet, social media, and other platforms. Despite our best efforts for objectivity, qualitative analysis is bound to be affected by unconscious biases. These biases can involuntary influence how we interpret and evaluate information, and lead us to draw inaccurate or incomplete conclusions. We try to minimize these biases by following a structured process, using critical thinking and seeking out different perspectives and sources. Please, as with any other opinion, make sure to read them critically.

Responsibility discharge

We believe investing is a very personal act. While our aim is to help you make more informed decissions, we explicitly decline any responsibility for any damages or losses derived from actions or omissions carried out in relation to our services or the financial products analyzed. You are the master of your own financial future; for good or worse.

Do your own research, use multiple sources, and consider your personal situation before making any investment decision.